ABOUT SMART

Smart Pension was founded by finance and technology professionals to address the challenges of auto-enrolment in the UK. Our mission is to transform pensions, savings, and financial well-being for everyone—now and long into the future.

We have a genuinely people-first culture with a flexible, agile work environment. We value transparency, collaboration, and continuous learning. Most of all, we care about building a platform that empowers people to take control of their financial futures.

Over the next 12 months, you’ll help shape a new capability within Smart, expanding from workplace pensions to offering meaningful financial tools to individual users, helping even more people prepare confidently for retirement.

• Sustainable by design: Our investment strategy prioritizes sustainability while focusing on delivering long-term value for our members.
• Leading the way on climate: Our default growth fund is targeting net zero by 2040—10 years ahead of the Paris Agreement.

HOW WE WORK

We’re focused on delivering dependable, high-impact software using modern tools like AWS, GitHub. We take pride in writing clean, well-tested code and supporting one another to continuously improve.

• Clean Code: We aim to write code that humans can read and maintain, so we can spend our time building great features that impact our customers.
• Collaborative Culture: Code reviews are part of our daily rhythm. Everyone’s voice is valued, and we share knowledge openly.
• Thoughtful Technical Choices: We take time to tackle technical debt early, so our systems remain healthy and adaptable.

ABOUT YOU 

We're looking for someone who enjoys solving problems, is eager to learn, and values working as part of a supportive, cross-functional team.

You don’t need to have everything. We’ll help you grow, but you’ll ideally bring:

• A foundational understanding of JavaScript (e.g., variables, functions, scope, context)
• Some experience with HTML, CSS, and how browsers render pages
• An interest in React or other modern JavaScript frameworks
• Clear and kind communication, whether in code, docs, or conversations
• Curiosity, resilience, and a willingness to ask questions and seek feedback

You may have gained this experience through a Computer Science degree, a bootcamp, personal projects, or previous work, there’s no one “right” path.

Nice to have:

• Familiarity with Git and version control workflows
• Exposure to APIs (e.g., REST or GraphQL)
• Interest in web accessibility or performance
• Experience with a personal or collaborative project you’re proud of ( we’d love to hear about it )

Even more important than specific tools: you’re eager to learn, collaborate, and contribute to software that truly helps people.

WHAT YOU'LL DO

• Build and enhance front-end experiences, from improving accessibility to creating new user journeys
• Write clean, well-tested code (we use TypeScript, React and Remix, but we’ll support you in learning what’s new)
• Review Pull Requests and grow through feedback and mentorship
• Work closely with back-end engineers, designers, product managers, QA, and our mobile team (our app has both native and web components)
• Join a supportive frontend community through regular knowledge-sharing sessions
• Partner with your Tech Lead for ongoing mentorship and a personal development plan—we’ll help you grow from junior to mid-level within 24 months

OUR TEAM CULTURE

We’re reimagining retirement and financial wellbeing in a space that’s traditionally slow to change. We love working with people who:

• Enjoy solving meaningful problems as part of a team
• Are curious and open to learning new tools and perspectives
• Care about building technology that truly supports people

We actively support diversity in backgrounds, ideas, and experience. Our team:

• Hosts and mentors at events like RailsGirls
• Runs hackathons to explore new ideas and share them with leadership
• Welcomes fresh thinking and encourages everyone to shape how we work

WHO WE ARE

We work in partnerships with governments and financial institutions in the UK and internationally. Our cloud-native digital platform is revolutionising how people around the world think about, and save for, their retirement.

At heart, we’re a financial technology business. What we do is all about innovation, and using the power of digital change to put the customer first. Our Engineers will tell you that working at Smart gives you the opportunity to play your part in developing world-class technological solutions, working with – and learning from – like-minded people.

You’ll also find that, across our business, our colleagues love Smart’s culture, and how what we do means better financial outcomes for savers. That feels worthwhile, and it means that what we do, collectively, goes way beyond the nine to five of a typical working day.

Don’t just take our word for it – you can see what our colleagues say about working at Smart on LinkedIn Life and Glassdoor.

BENEFITS

At Smart, one of the eight principles we work to is “We want happy and good people in our team”. We created a list of benefits that helps us achieve this goal:

• 26 days’ of paid holiday per year + Polish bank holidays;

• 2250 PLN annual training budget to spend on your professional development

• Health insurance (including dental care) via TU Inter

• MultiSport Plus Gym Card

• Online English lessons

• In the Krakow office wellbeing, such as manicures, massages and barbers.

• Sick leave rules in line with local law

• Paternity/maternity leave rules in line with local law

• Death in service insurance cover

• Fully-paid five-week sabbatical after five years of employment

We think Smart is an awesome place to work. If it sounds like somewhere you’d like to work, too, and if you’re ready to play your part in our continued success in the future, then naturally we’d love to meet you.